For Real Estate Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I can also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
How We Can Help with Your Real Estate Needs
Before you start looking at properties
Typical Real Estate Closing Costs
As Your Real Estate Agent, I Will:
- Assure that you see all the properties in the Chama area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing on the home of your choice.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local Chama market area, including schools, neighborhoods, Chama's economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new real estate purchase, including down payment and monthly payment.
- Find a real estate loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your real estate needs.
- Determine what Chama River Valley neighborhood best matches your needs.
- Identify important features you need your new mountain home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other home inspections such as termites.
- Government fees include deed recording and state & local real estate mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
